Terms of Service

These Terms of Service (“Terms”) apply to the Artyq mobile application and related services operated by Alikhan (“we”, “us”, “Service Provider”). By downloading or using the Application, you agree to these Terms and our Privacy Policy.

About Artyq

Artyq is a personal finance tool for tracking income, expenses, accounts, and budgets. It is not a bank, broker, tax advisor, or financial institution. We do not provide financial, investment, tax, or legal advice. You are solely responsible for your financial decisions and the accuracy of data you enter or import.

Eligibility

You must be at least 16 years old (or the age of digital consent in your jurisdiction) to use the Application. By using the Application, you confirm that you are legally permitted to use it in your jurisdiction.

License

We grant you a limited, non-exclusive, non-transferable, revocable license to install and use the Application on your devices for personal, non-commercial purposes, subject to these Terms.

You may not:

Your data

Your budget data is stored primarily on your device. Optional cloud backup uploads a copy of that data to our servers so you can restore it later. You are responsible for keeping your device secure and maintaining backups you need.

Details on how we process personal data are in our Privacy Policy.

Account

Sign-in is provided through Google. You are responsible for activity under your account. To delete your account and server-side data, use Settings → Backup → Delete account in the app, or see account deletion. You can also contact artyq2026@gmail.com.

Subscriptions (Artyq Premium)

Paid features are offered as auto-renewing subscriptions through Google Play Billing (product IDs such as premium_monthly and premium_yearly). Payment, renewal, cancellation, and refunds are handled under Google Play’s terms and policies. You can manage or cancel subscriptions in your Google Play account settings.

Premium subscribers do not see in-app advertisements. Free users may see ads served by Google AdMob in parts of the Application.

We may change subscription prices or features with notice where required by Google Play or applicable law.

Advertising

If you use the free version of the Application, you may see third-party advertisements provided by Google AdMob. AdMob may use your device advertising identifier and related data to deliver and measure ads, as described in our Privacy Policy and Google’s Privacy Policy. You can limit ad personalization in your device settings (for example, “Opt out of Ads Personalization” on Android).

AI features

Optional AI import helps suggest transactions from files you upload. AI output may contain errors. You must review suggested transactions before saving them. We do not guarantee accuracy of AI-generated results.

Acceptable use

You agree not to:

We may suspend or terminate access if you materially breach these Terms or if required to protect the service, users, or comply with law.

Third-party services

The Application uses third-party services including Google Sign-In, Google Play Billing, Google AdMob (advertising for free users), and Google Gemini (for optional AI import). Your use of those services is subject to their respective terms and policies.

An internet connection is required for sign-in, subscriptions, cloud backup, and AI features. Mobile data charges may apply through your carrier.

Updates and availability

We may update, modify, or discontinue features at any time. You may need to install updates to continue using the Application. We do not guarantee uninterrupted or error-free operation.

Intellectual property

The Application, including its code, design, and branding, is owned by the Service Provider and protected by applicable intellectual property laws. These Terms do not grant you any rights to our trademarks or brand assets.

Disclaimer of warranties

To the fullest extent permitted by law, the Application is provided “as is” and “as available” without warranties of any kind, whether express or implied, including fitness for a particular purpose or non-infringement.

Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of data, profits, or business arising from your use of the Application.

Our total liability for any claim relating to the Application shall not exceed the amount you paid us for subscriptions in the 12 months before the claim, or zero if you used only free features, except where liability cannot be excluded under applicable law (including death or personal injury caused by negligence, or fraud).

Nothing in these Terms limits rights you have under mandatory consumer protection laws.

Indemnification

To the extent permitted by law, you agree to indemnify us against claims arising from your breach of these Terms or misuse of the Application. This does not apply where prohibited by consumer protection law.

Governing law

These Terms are governed by the laws of the Republic of Kazakhstan, without regard to conflict-of-law rules, except where mandatory consumer protection laws in your country of residence require otherwise.

Changes

We may update these Terms from time to time. The current version will be posted on this page with an updated effective date. Continued use after changes means you accept the updated Terms, where permitted by law.

Contact

Questions about these Terms: artyq2026@gmail.com